Applying with Orange Loans couldn’t be easier. Simply scroll on to the personal loan calculator and enter in the amount you’re looking to borrow, and your ideal repayment period. From there, you’ll be taken to the online application form. Once you’ve completed the application form, we’ll aim to pair you with someone in our network of lenders that can help.

As Orange Loans is an online service, you can apply whenever and wherever you like.

Once you’ve sent us your online application, we’ll try pair this application with a lender from our network of reputable credit providers. If we find a lender that offers a loan matching your criteria, we’ll let you know. If you like the look of this lender, your application will be sent off to this lender for approval. From there, you’ll deal with the lender directly.

We’ve designed our application process to take just a few minutes to fill out. Once you’ve completed it, in a few moments you could be paired up with a lender. If you like what you see and accept this lender, you’ll deal with them directly. From there, processing times will depend on each individual lender.

At Orange Loans, we’re all about providing easy options. That’s why we work with lenders offering a significant range of loan products. At the end of the day, you understand your situation better than anyone. So, we always recommend doing your research and knowing exactly how much you want to borrow. That’s the hard part. We’ll look after the rest for you.

When applying with Orange Loans, we’ll ask you for:

• 100-points of identification;
• Contact information;
• Internet banking credentials;
• myGov account details (if applicable);
• Employment information;
• The registration, make, model, transmission, fuel type and other general information about the vehicle you wish to attach as security.

Absolutely. Just like everything at Orange Loans, you don’t need to stress. We use the latest in safe-banking technology to access a read-only copy of your bank statements. This is to verify your income, expenses, spending habits and overall relationship with money. Your banking credentials are encrypted as you enter them, and are permanently deleted once your transaction history has been obtained. If you are concerned, simply change your password after using our service.

We work with lenders who will accept your car, motorbike, caravan or boat as security against your loan.

Safrock only provides the details submitted in your application to the lender of your choice. For information on the progress of your loan, you’ll need to contact your lender directly.

Most lenders will assess loan applications based on affordability and suitability. In other words, if lenders can see the loan repayments fitting comfortably into your regular government benefits, they should still consider you for a loan. Again, however, this is at the discretion of each lender individually.

As we only refer you to a lender, we ourselves do not do credit checks. The lender you are paired with, however, may conduct credit checks.