Perfect Payday Review

If you’re cash-strapped and looking for the best place to get a loan as quickly as possible, you must have come across Perfect Payday a few times and wondered whether or not it’s legit.

This Perfect Payday review covers everything you need to know about the company, including the loan amounts they offer, their loan terms, and their eligibility requirements.

What this article covers:

What Is Perfect Payday?

Perfect Payday is a privately owned financial company in Australia. The company specialises in providing quick and easily accessible cash advances, even to people with poor credit history.

Please bear in mind that Perfect Payday isn’t a direct lender. This means that the company doesn’t provide cash advances out of its own pocket. Instead, it refers its customers to a network of money lenders.

perfect payday review

What Types of Loans Does Perfect Payday Offer?

Perfect Payday specialises in providing small, short-term loans. Depending on how much you regularly earn and your Australian credit rating, you can borrow up to $10,000 with Perfect Payday.  

Loans agencies also offer the following types of loans:

  • Centrelink loans
  • Instant cash loans
  • Same-day loans
  • Pensioner loans
  • Bad credit loans
  • No credit check loans
  • No broker loans

The great thing about Perfect Payday is its short turnaround time. As a matter of fact, it’s one of the best quick loans in Australia, alongside Orange Loans, Wallet Wizard, and Lazer Money.

In most cases, you’ll be able to acquire a loan with Perfect Payday within 24 hours of applying. This is especially the case if you’re applying for a small payday loan.

Regarding loan terms and repayment, Perfect Payday doesn’t set these specifics. The loan lender they’re going to pair you with is the one that determines the loan term and repayment amount.

What Are Perfect Payday’s Eligibility Requirements?

Anyone can apply for a loan with Perfect Payday as long as they meet the following requirements:

  • You must be an Australian resident
  • You must be over the age of 18
  • You must provide proof of your identity
  • You must have an active bank account
  • You must have a steady income paid into your bank account (not in cash)

review of perfect payday

How Do I Apply for a Loan with Perfect Payday?

Applying for a loan with Perfect Payday is as simple as it can be, and you can do it online using your computer and smartphone while in the comfort of your home.  

To apply for a loan with Perfect Payday, all you have to do is head to the company’s site, click the “Apply Now” button, and just fill in the required personal and contact details.

Some of the pieces of information you’ll need to provide include the following:

  • Your first, middle, and last name
  • Your date of birth
  • Your mobile phone number
  • Your email address
  • Your relationship status
  • Your citizenship status

Note that you might need to apply for your loan in one of the company’s brick-and-mortar branches if the availability of loan providers in your area is low. But this is pretty uncommon, though.

Wrapping Up

Undoubtedly, Perfect Payday is one of Australia’s fastest and most reliable lending services. So you have absolutely nothing to worry about if you plan to acquire a loan via Perfect Payday.  

Just make sure that you meet the above-listed eligibility requirements before applying for a loan. In addition, when paired with a lender, make sure to inquire about the loan term and repayment amount.

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